How To Send Money Online Using Debit Card

Most people wonder how the can actually send money online using debit card. Entitled Knowledge shows the possible ways in which you can use in sending money. Still at Entitled Knowledge, you will find every possible means in sending money globally. That said, this article is your bus stop if actually you had a doubt on if you can send money online using debit card. But First, let's posse our self this this question "What actually is a debit card and how does it function?".

What is a Debit Card?

A debit card is a type of payment card that is linked to a bank account. Some savings accounts have debit cards to make it easier to access your money. With a debit card, you can withdraw cash from an ATM at any time of day. You can also send money with a debit card at an ATM or via the internet. Later in this article, I'll show you how to send money online using a debit card.

Debit cards allow you to transmit money both locally and internationally, which is important to know. Debit card money transfer is, in fact, one of the best electronic money transfer techniques available everywhere in the world. Money transfers made with a debit card, on the other hand, may be more expensive than those made by ACH or direct deposit.

Check Out: Top Best Banks That Accept ACH Transfers In US

You can use your debit card to finance transfers through various platforms such as PayPal, Payoneer, Remitly, Western Union, MoneyGram, and Wise, among others, in addition to transferring money directly at an ATM or online. You may normally fund your transfers with your bank account, debit card, or credit card on such services. To use money in your account, you must enter your card or bank details to the relevant platforms.

How to send money online using a debit card

As I previously stated, you can transfer money using a debit card in a variety of methods. The methods listed below can be used to send money to someone else using your card.

1. Transfer money from your debit card account online

You can transfer money using most debit cards' online accounts. You must activate your debit card and create an online account after receiving it from your card issuer. In this scenario, you should use a PIN or password to protect your account.

When sending money to someone’s debit card or bank account, you only need to log in to your account and navigate to the money transfer section. You then enter the necessary details, such as the account number and the amount to send. Now you understand how to transfer money from one debit card to another as you just need to follow the above simple instructions.

To perform a direct deposit with someone from a different bank institution than your own, you must input the routing and account information. Direct deposit usually takes more than a day to process. When transferring money online with your debit card account, you should generally follow the steps outlined below.

Read Also: Send Money With Routing And Account Number Bank Of America

Log into your account online.
Navigate to the money transfer section.
Enter the recipient’s details.
Enter the amount of money to send.
Hit send.
Review the transfer information.
Authorize the transaction using your Touch ID, Face ID, or PIN.

You will not need to enter into your online card account to send money to a specific business. All you'll need is your card number, CVV, and the card's expiration date. After you press the card payment button, a screen will appear on which you must input the above information as correctly as possible. You will then receive a transaction confirmation message.

Check Out: How To Bypass CVV code

2. WorldRemit

One of the most well-known international money transfer platforms is WorldRemit. You must create an account that you can access online or through a mobile app. With only a few touches, you may transfer money from your debit card to your bank account. When sending money internationally, the currency rate must be considered.

Also Check: The Top Best Online Money Transfer Services in USA

Even if the recipient does not have a bank account or a debit card, they can pick up their funds at designated locations. When you transfer up to $10,000 every day, that is.

3. XE Money Transfer

XE Money Transfer is available in over 170 countries across the world. The platform is diverse because it supports more than 60 currencies. XE Money Transfer has a simple and user-friendly app. When sending money internationally, you can use a debit card or a bank account to fund the transaction.

4. Wise, formerly TransferWise

Wise allows you to send money to over 144 different locations throughout the world. Sending money with Wise is significantly less expensive than sending money directly from your bank account. You can easily create a Wise account by logging in with your Facebook or Google account.

You can fund your transaction with your debit card and earn a $2,000 daily limit. Depending on the currency and quantity of money you're transferring, the service will charge you a flat fee of $0.5 – 2.0. You'll also have to pay a 2% currency conversion fee.

5. Remitly

Remitly is a money transfer service that works in Asia, Africa, and South America. You can send money in two ways using the app. You can choose between "Express" and "Economy" transfers.

Although the expedited transfer is speedier, it is significantly more expensive than the Economy transfer. You can use the service to transfer money online from one card to another or from your card to an international bank account.

Also Check: The Fastest Way To Transfer Money Between Banks

6. PayPal

PayPal is one of the first online money transfer systems, allowing you to send money to another person. When sending money to another PayPal recipient within the country or internationally, you can effortlessly fund your transactions using your debit card.

To use your debit card as a source of funds, you must first link it to your PayPal account. You can add your debit card to a PayPal app on an Android device in the following way.

Open your PayPal app.
Log in to your account.
Tap the Settings near the top of the screen.
Hit on Banks and Cards.
Tap on +.
Select Debit or credit card.
Scan your card or enter the information.
You can also choose to add the card information manually.
Tap Link Card as soon as you have added the information.

You can also use PayPal with an iPhone. Therefore, you need to add your debit card in the following manner.

Open the PayPal app to log into your account.
Hit on the Settings icon near the top of your screen.
Select Banks and Cards.
Tap on +.
Select Debit or credit card.
Scan your card or enter the information.
You can also choose to add the card information manually.
Tap Link Card as soon as you have added the information.

Check Out: How to Create and Get a Verified USA PayPal Account from Outside the US

7. Western Union

Western Union is a sophisticated online money transfer service that allows you to send money both domestically and internationally. To get started, you'll need to enter your bank or credit card information. Although you can present cash to an agent at a real store, it is more convenient to use an online service.

8. Payoneer

Payoneer allows you to fund your transaction with your bank account, debit card, or credit card. Money can be sent to people all around the world. Payoneer allows you to transfer money from your account to another Payoneer user in the same way that you may send money using a checking account number. Both domestic and international transfers are affected in this way.

9. MoneyGram

MoneyGram is a service that allows you to send money to other people using your debit card. When sending money to someone else, you have the option of paying using your debit card, just as Western Union. MoneyGram also accepts payments made with a bank account or a credit card. Follow the steps below to send money using MoneyGram and a debit card.

Check Out: How To Transfer Money to Someone Else’s Bank Account

Log in to your online account.
Enter your information for identity verification.
Select a recipient or send money to someone new
Tell MoneyGram who you are sending to and how they want them to receive the money.
Indicate how much you want to transfer.
Choose how to pay and send
Pay with your debit card.

Also Check: 15 Best Virtual Credit Card/Debit Cards in USA

How to receive funds using a debit card

You can receive money online from others in addition to sending money to others with your debit card. Money can be sent straight to a bank account linked to a debit card, which you can then access with your debit card. You only need to provide the sender with your contact information, such as;

Your full name
Your account number, and
Your sort code

The sender will only need to enter your card information once, and funds will be sent to your debit card immediately. Someone can also send money to your bank account through Western Union, which you can access with your debit card. You can receive money from Western Union in your bank account as well as at a physical location.

MoneyGram is another option for receiving funds from your debit card. MoneyGram allows you to get money with your debit card in addition to obtaining money at a physical location. That way, you'll have easy access to your money. When I transfer money to another institution's account or utilize it for various operations, I can use my account number and routing number to withdraw money.

Conclusion on How to Send Money Online Using Debit Card

A debit card is a type of payment card that allows you to withdraw funds from your bank account. You can use your debit card to withdraw cash from an ATM or to purchase goods and services both online and in person.

You can send money online to others if you have an online account for your debit card. You can also send money to people domestically or abroad using your debit card and other money transfer sites.

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