How does Virtual Credit Card works and how do we get one?

How does Virtual credit Card works and how do we get one?
 Virtual credit cards are unique credit card numbers that allows you to transact on your main credit card account without using — or exposing — your main credit card account number. Then, you can create a new virtual account number to continue making purchases at that merchant. You can limit a virtual credit card number for use at a single merchant. And you may also be able to specify a spending limit or a particular expiration date for a virtual credit card. 

The issuer of a virtual credit card number may allow you to lock or delete a particular virtual account number. This helps prevent fraudulent purchases without affecting your main credit card account. Then, you can create a new virtual account number to continue making purchases at that merchant.

This give you the ability to protect your main credit Card Account Info in a world where data breaches are realities.

The main benefit of virtual credit cards is the ability to block or shut down the account. If your main account number is exposed in a data breach because you didn’t use a virtual credit card, that is you will  have to get your main credit card account number reissued. That means you’ll get a new account number. Unfortunately, this can cause problems with every vendor you’ve set up recurring payments with using your previous or past card number.

Rather, the virtual credit card characteristic allows you to keep your main credit card account open. At the same time, closing the virtual card mitigates the risk of your main account being exposed in a data breach. Also, it saves you the hassle of tracking down and updating your recurring payments with vendors other than the one affected by the breach.

If you want to focus on how to limit your spending with certain merchants, a virtual credit card can help with that, too. Depending on your card issuer, you may be able to set up a virtual account number with the spending limit you have in mind. Once you reach that limit, you won’t be able to make any more charges with that account number.

How do I use my Virtual Card online?

You can use a virtual credit card number just like you use your actual credit card—just shop online, start the checkout process and use a virtual card number to make your purchases. Virtual card numbers typically work with any online merchant that accepts credit card payments.

Most often people always pose the question " What is a virtual credit Card number?" this brings us to the definition. Virtual card number is a convenient way to make credit card purchases online. They are sometimes called virtual credit cards or virtual cards. And they allow you to shop online without giving vendors your actual card number.

Thanks to virtual card numbers, you can shop online faster and more securely and reliable as well without even getting to pull out wallet. Learn more about how virtual card numbers work and how they can help you keep your account information safe.

How does virtual credit card works and How do we get one?

How do I get a Virtual Card number?

A virtual card number is linked to a credit card account. And most virtual card numbers also require a tool, such as a browser extension, an app or a downloadable program of some kind.

Once you are set up, you can typically shop online like normal. When it’s time to check out, the tool will generate virtual card numbers for you. The tool can also store and retrieve virtual card numbers for the next time you shop.

It is possible to get a virtual card number from Capital One. Now how do we get it? 
Capital One virtual card numbers are possible thanks to Eno, your Capital One assistant. Eno allows you to shop online without giving merchants your actual card number. And everything is fully integrated with your existing Capital One credit card account. 

To use virtual card numbers, first add the Eno browser extension. Once you’ve registered your Capital One credit card, Eno will generate a virtual card number for you when it’s time to pay. The only thing you need to do is fill in the shipping and billing information. And Eno automatically saves virtual card numbers for each merchant so they can be used again. 

Charges will show up online in your transactions and on your monthly statements, just like they usually do which is the normal procedure. And you can manage all your virtual card numbers from an online dashboard. So it’s simple to keep track of where your virtual card numbers are used and stored.

With fewer security risks, faster checkout, reliable and easier monitoring, Eno makes shopping online with virtual cards a great experience you will love.

How beneficiary can it be?

 This adds another layer of protection to your credit card account in case a site where your credit card number is stored is ever compromised. And they can give you extra confidence if you are making a purchase at a website you haven’t used before. So you know if something does happen, your actual card number is protected. 
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